I have already been offered a settlement from an insurer. Should I just take it so I can move on?

Not before you talk to an attorney to find out if the settlement offer is adequate. The reason that consulting with an attorney is important is that insurance companies:

• Do not necessarily have your best interests in mind
• Commonly make low-ball offers to accident victims in the hopes that injured people don’t know their rights and/or are desperate for payouts.

A lawyer can help you figure out when to turn down inadequate offers so that you are able to obtain the full amount of compensation to which you are entitled.